YOU PAID. EVERYONE ACCEPTS THEIR SHARE.
Saldo Zero keeps track of who owes whom in your group: a couple, a household, friends sharing a subscription. Whoever paid creates a request, and everyone accepts their share. You move the money yourself, through your bank.



01 · Waiting
WHAT IS YOURS, RIGHT AT THE TOP
Each request shows your share. You accept or reject it, from the notification too. What you accept goes into your balance.

02 · Reminders
YOU ASK ONCE. THE APP DOES THE REMINDING.
Whoever paid sends the request, and that's it. From then on, Saldo Zero reminds everyone of what they have pending: answering the request, uploading the receipt or confirming this month's bill.

Ana asked you for $U 1,200.00
Super. Due Oct 15.
AcceptReject

Reminder: $U 650.00 for Lucas
2 days late. Upload the receipt when you transfer.

Power: did you pay it?
Confirm $U 2,481.00 to send everyone their share.
PaidNot yet
03 · New request
ASK, AND THAT'S IT
You enter the amount, choose pesos or dollars, and who. Virtual, if you settle up later; with receipt, if everyone transfers through their bank and uploads it.

04 · Monthly bills
THE POWER BILL, EVERY MONTH
Power, internet, rent. Each month opens for whoever pays: they confirm the amount, Saldo Zero splits it and tells the others.

05 · Groups
ONE GROUP FOR EACH THING
The house, the subscriptions, the trip. Each group with its own balances, and each currency apart: pesos with pesos, dollars with dollars.

THE TAB, KEPT CLEAR
- You choose how to payTransfer through your bank, or however you prefer.
- Everything stays in the LedgerEvery change is recorded, and mistakes are corrected in plain sight.
- Receipts in plain sightThe whole group can see the receipts that are uploaded.
- Apple or GoogleYou sign in with your Apple or Google account.

COMING SOON TO THE APP STORE
We are in a private beta with a first group. Write to us and we will tell you when it launches.
hola@saldozero.app